모든 세대를 위한 단 하나의 가치, 안정적인 연금 구조를 연구합니다.
연금연구회는 청년부터 노년까지, 모든 세대의 전문가들이 ‘재능 기부’로 뭉친 연구모임입니다. 현 제도를 방치해 미래 세대에게 짐을 지울 수 없다는 문제 의식으로 세대 간 형평성과 지속 가능한 구조 개혁을 위해 핵심 정보를 제공하며 소통합니다.
연금연구회 성명서
[{"id":2598,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-232651-1579\/","name":"post-20260202-232651-1579","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/376429_295491_2633.png","alt":""},"title":"[\ub17c\ud3c9] \ucfe0\ud321 \uc0ac\uc678\uc774\uc0ac \uc6cc\uc2dc\uc1fc\ud06c \ud658\uc728, \uc6b0\ubb3c \uc548 \uc815\uce58\uc758 \ub300\uac00, \uc5b4\ub514\uae4c\uc9c0? (2026.02.03)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 23:26:51","modifiedDate":"2026-02-03 08:27:50","modifiedDateGMT":"2026-02-02 23:27:50","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":56},"status":"publish","content":"(\ucd5c\uadfc \ub4e4\uc5b4 \uac00\uc7a5 \ud070 \ud604\uc548\uc778 \ud658\uc728 \ubb38\uc81c \ub4f1\uacfc \uad00\ub828\ud558\uc5ec\u00a0\ub9ce\uc740 \uc815\ubcf4\ub97c \uc54c\ub824 \uc8fc\ub294 \uce7c\ub7fc\uc73c\ub85c \ud310\ub2e8\uc774 \ub418\uc5b4 \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc131\uba85\uc11c \uce74\ud14c\uace0\ub9ac\uc5d0 \uc62c\ub9bd\ub2c8\ub2e4.) 2026\ub144"},{"id":2534,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-112322-8523\/","name":"post-20260131-112322-8523","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0003955672_001_20260128125612293.jpg","alt":""},"title":"\u7f8eUSTR \ub300\ud45c \u201c\ud55c\uad6d, \uc57d\uc18d \uc774\ud589 \uc548\ud558\uace0 \ub514\uc9c0\ud138\u6cd5\ub9cc \ub3c4\uc785\ud574\u201d (2026.01.28.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 31, 2026","dateGMT":"2026-01-31 11:23:22","modifiedDate":"2026-02-01 21:58:22","modifiedDateGMT":"2026-02-01 12:58:22","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-archive\/\" rel=\"category tag\">\uc790\ub8cc\uc2e4<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-archive\/\" rel=\"category tag\">\uc790\ub8cc\uc2e4<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":46},"status":"publish","content":"(\uc870\uc120\uc77c\ubcf4\uc758 \ub2e4\uc74c \uae30\uc0ac\uac00 \uc0ac\uc2e4\uc774\ub77c\uba74 \ub9e4\uc6b0 \ub180\ub77c\uc6b8 \uac70 \uac19\uc2b5\ub2c8\ub2e4!! \uadf8\ub3d9\uc548 \uc6b0\ub9ac\uac00 \uc54c\uace0 \uc788\uc5c8\ub358 10\ub144 \ub3d9\uc548\uc5d0 \uac78\uccd0\uc11c 3500\uc5b5 \ub2ec\ub7ec(\uc57d 501\uc870\uc6d0)\uc744 \ud22c\uc790\ud558\uae30\ub85c \ud588\ub2e4\ub358"},{"id":2531,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/31\/post-20260131-084040-7558\/","name":"post-20260131-084040-7558","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769848567326.jpg","alt":""},"title":"\uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uc5ed\uc678 \uc6d0\ub2ec\ub7ec \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc5f0\uae08\uc5f0\uad6c\ud68c\uc758 \uc6b0\ub824\uc2a4\ub7f0 \uc2dc\uc120\ub4e4!!","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 31, 2026","dateGMT":"2026-01-31 08:40:40","modifiedDate":"2026-01-31 18:00:39","modifiedDateGMT":"2026-01-31 09:00:39","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-archive\/\" rel=\"category tag\">\uc790\ub8cc\uc2e4<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/statement\/\" rel=\"category tag\">\uc131\uba85\uc11c<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-archive\/\" rel=\"category tag\">\uc790\ub8cc\uc2e4<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":18},"status":"publish","content":"\uc9c0\ub09c 1\uc6d4 26\uc77c \uac11\uc790\uae30 \uac1c\ucd5c\ub41c \uad6d\ubbfc\uc5f0\uae08\uae30\uae08\uc6b4\uc6a9\uc704\uc6d0\ud68c \ud68c\uc758\uacb0\uacfc\ub97c \ub274\uc2dc\uc2a4\ub294 1\uc6d4 28\uc77c \ub2e4\uc74c\uacfc \uac19\uc774 \ubcf4\ub3c4\ud588\uc2b5\ub2c8\ub2e4. \"\uad6d\ubbfc\uc5f0\uae08\uc774 \ud574\uc678 \uc99d\uc2dc\uc5d0\uc11c 25\uc870\uc6d0\uc5d0 \uc774\ub974\ub294 \uc790\uae08\uc744 \ud68c\uc218\ud558\uace0,"}]
연금연구회 인사이트
[{"id":2587,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-224320-9874\/","name":"post-20260202-224320-9874","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/0003613814_001_20260203050504712.png","alt":""},"title":"[\uc5f4\ub9b0\uc138\uc0c1] \uad6d\ubbfc\uc5f0\uae08\uc5d0 \ub300\ud55c \uc6b0\ub824\uc758 \uc2dc\uc120\ub4e4 (2026.02.03.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 22:43:20","modifiedDate":"2026-02-03 08:12:45","modifiedDateGMT":"2026-02-02 23:12:45","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":5},"status":"publish","content":"\uad6d\ubbfc\uc5f0\uae08\uc774 \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uc6d0\ud654 \uc57d\uc138\uac00 \ub274\ub178\uba40\uc774 \ub418\ub294 \ub4ef\ud55c \uc0c1\ud669\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud55c \ub300\ucc45 \ub9c8\ub828 \uacfc\uc815\uc5d0\uc11c\uc758 \uad6d\ubbfc\uc5f0\uae08\uae30\uae08 \uc5ed\ud560 \ub54c\ubb38\uc774\ub2e4.\u00a0 (\uc911\ub7b5) \uc815\ubd80\uc870\uc9c1"},{"id":2582,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/03\/post-20260202-222143-1334\/","name":"post-20260202-222143-1334","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/PYH2021121601070034000_P2.jpg","alt":""},"title":"[\uc0ac\uc124] \ud540\ub780\ub4dc\uc758 \uae30\ubcf8\ubcf5\uc9c0\uc218\ub2f9 50% \uc0ad\uac10\u2026\uc7ac\uc815\ub09c \uc55e\uc5d0 \uc7a5\uc0ac \uc5c6\ub2e4 (2026.02.03.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 3, 2026","dateGMT":"2026-02-02 22:21:43","modifiedDate":"2026-02-03 07:24:12","modifiedDateGMT":"2026-02-02 22:24:12","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":15},"status":"publish","content":"(\ud540\ub780\ub4dc\ub294 \uc624\ub798 \uc804\uc5d0 \ubcf4\ud3b8\uc801\uc778 \uae30\ucd08\uc5f0\uae08\uc744 \ud3d0\uc9c0\ud588\uace0, \uae30\ub300\uc5ec\uba85\uacc4\uc218\ub97c \ud65c\uc6a9\ud558\uc5ec \uacf5\ubb34\uc6d0\uc5f0\uae08 \ub4f1\uc744 \ud3ec\ud568\ud55c \uc18c\ub4dd\ube44\ub840\uc5f0\uae08\uc5d0 \uc900\uc790\ub3d9\uc870\uc815\uc7a5\uce58\ub97c \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.\u00a0 \uc5f0\uac04 \uc5f0\uae08 \uc9c0\uae09\uc728\uc778 Annual accrual rate\uac00"},{"id":2540,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/02\/01\/post-20260201-105101-4931\/","name":"post-20260201-105101-4931","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/02\/20260201500026.png","alt":""},"title":"\uc774\uc601 \uc870\uc138\uc5f0 \uc6d0\uc7a5, \uacf5\uc801\uc5f0\uae08 \uc7ac\uc815 \uc548\uc815\ud654 \ubc29\uc548 \uc81c\uc2dc\u2026\"\uc5f0 30\uc870\uc6d0 \ud655\ubcf4\" (2026-02-01)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"2\uc6d4 1, 2026","dateGMT":"2026-02-01 10:51:01","modifiedDate":"2026-02-02 11:20:19","modifiedDateGMT":"2026-02-02 02:20:19","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":2,"sec":42},"status":"publish","content":"(\uc544\ub798 \uc774\uc601 \uc870\uc138\uc5f0 \uc6d0\uc7a5\uc758 \uc81c\uc548\uc740 \uc7ac\uc815\uc548\uc815 \ub2ec\uc131\uc744 \uc704\ud55c \uc7ac\uc6d0\uc870\ub2ec \ubc29\uc548\uc5d0 \ucd08\uc810\uc774 \ub9de\ucd94\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uc7ac\uc6d0 \uc870\ub2ec \uce21\uba74\uc5d0\uc11c \uae0d\uc815\uc801\uc73c\ub85c \uac80\ud1a0\ud574 \ubcfc \ubd80\ubd84\ub4e4\uc774"},{"id":2506,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/30\/post-20260130-034238-9727\/","name":"post-20260130-034238-9727","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769741201043.jpg","alt":""},"title":"[\uae40\ud0dc\uc77c\uc758 \uc88b\uc740 \uc815\ubd80 \ub9cc\ub4e4\uae30]\uc801\ub9bd\uae30\uae08 1500\uc870\uc6d0 \uc2dc\ub300\uc758 \uad6d\ubbfc\uc5f0\uae08\uc774\ub77c\uba74 (2026.01.29.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 30, 2026","dateGMT":"2026-01-30 03:42:38","modifiedDate":"2026-01-30 14:22:11","modifiedDateGMT":"2026-01-30 05:22:11","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":1,"sec":46},"status":"publish","content":"(\uc5f0\uae08\uc5f0\uad6c\ud68c\ub294 \ub2e4\uc74c \ub450\uac00\uc9c0 \uc0ac\ud56d\uc5d0 \ub300\ud574\uc11c\ub294 \ub9e4\uc6b0 \uc2e0\uc911\ud55c \uc785\uc7a5\uc784\uc744 \ubc1d\ud799\ub2c8\ub2e4. \uae30\uae08\uc6b4\uc6a9 \uc218\uc775\ub960 \uc81c\uace0\uac00 \uae30\uae08\uc18c\uc9c4 \uc2dc\uc810\uc744 \ub2a6\ucd94\uc5c8\ub2e4\ub294 \ub0b4\uc6a9\uc785\ub2c8\ub2e4. 70\ub144\uc758 \ucd08\uc7a5\uae30 \uc2dc\uacc4 \uad00\uc810\uc5d0\uc11c"},{"id":2491,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/29\/post-20260129-055903-6259\/","name":"post-20260129-055903-6259","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/1769666141038.jpg","alt":""},"title":"\u2018\uc800\uc131\uc7a5\u2019 \uc5ce\uce5c\ub370 \u2018\uace0\ub839\ud654\u2019 \ub36e\uce5c \uc911\ub0a8\ubbf8\u2026 \uc5f0\uae08\u00b7\uc758\ub8cc \uc9c0\ucd9c\uc5d0 \uc7ac\uc815 \uc704\ud0dc[Global Focus] (2026.01.29)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 29, 2026","dateGMT":"2026-01-29 05:59:03","modifiedDate":"2026-01-29 14:59:03","modifiedDateGMT":"2026-01-29 05:59:03","commentCount":"0","commentStatus":"","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/global-case\/\" rel=\"category tag\">\ud574\uc678\uc0ac\ub840 \uc18c\uac1c<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":53},"status":"publish","content":"\uc911\ub0a8\ubbf8\uac00 \ucda9\ubd84\ud55c \uacbd\uc81c \uc131\uc7a5\uc774 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \uace0\ub839\ud654 \uad6d\uba74\uc5d0 \uc811\uc5b4\ub4e4\uace0 \uc788\ub2e4. \uc0b0\uc5c5\uad6d\uac00\u00b7\uc870\uc138\uad6d\uac00\ub85c \uc131\uc219\ud558\uae30\ub3c4 \uc804\uc5d0 \uc778\uad6c \uad6c\uc870\uac00 \ube60\ub974\uac8c \ub299\uc5b4\uac00\uba74\uc11c \uc5f0\uae08\uacfc \ubcf4\uac74"},{"id":2476,"link":"https:\/\/www.pensionfutureforum.org\/index.php\/2026\/01\/28\/post-20260128-092147-7899\/","name":"post-20260128-092147-7899","thumbnail":{"url":"https:\/\/www.pensionfutureforum.org\/wp-content\/uploads\/2026\/01\/0005628769_001_20260128172318456.jpg","alt":""},"title":"[\ub9e4\uacbd\uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8] \ubbff\uc744\ub9cc\ud55c '\uc5f0\uae08 \uac1c\ud601'\uc758 \uc870\uac74 (2026.01.28.)","author":{"name":"smy1985","link":"https:\/\/www.pensionfutureforum.org\/index.php\/author\/smy1985\/"},"date":"1\uc6d4 28, 2026","dateGMT":"2026-01-28 09:21:47","modifiedDate":"2026-01-28 18:22:32","modifiedDateGMT":"2026-01-28 09:22:32","commentCount":"0","commentStatus":"closed","categories":{"coma":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a>, <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>","space":"<a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/\" rel=\"category tag\">\uc778\uc0ac\uc774\ud2b8<\/a> <a href=\"https:\/\/www.pensionfutureforum.org\/index.php\/category\/data-insights\/expert-column\/\" rel=\"category tag\">\uc804\ubb38\uac00 \uce7c\ub7fc<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":0,"sec":51},"status":"publish","content":"2025\ub144\uc758 \uc5f0\uae08 \uac1c\ud601\uc774 \uc544\uc26c\uc6e0\ub358 \uc774\uc720\ub294 \uc774 \ubd80\ubd84\uc5d0\uc11c \uc2e4\ud328\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \uc989 \ubcf4\ud5d8\ub8cc\uc728\uc744 9%\uc5d0\uc11c 13%\ub85c \uc778\uc0c1\ud558\uace0, \uc18c\ub4dd\ub300\uccb4\uc728\uc744 40%\uc5d0\uc11c 43%\ub85c \uc778\uc0c1\ud574 \uc218\uc9c0 \ubd88\uade0\ud615\uc744"}]